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第十六条 电信、金融、互联网等服务提供者应当按照法律法规和有关主管部门的规定，建立动态身份核验制度，对移动电话卡、物联网卡、银行账户、支付账户、网络账号使用者的真实身份进行动态核验。
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（六）违反规定不及时退还保证金的；
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Plaid, a company that connects financial applications to users’ bank accounts, enabling payments and data verification, has allowed employees to sell some of their shares at an $8 billion valuation, the company confirmed to TechCrunch on Thursday.